Cashburst offers fast, simple and convenient online Cash Loans for New Zealanders. You can apply for a NZ Cash Loan anytime – use our calculator above to see how affordable a fast cash loan or cash advance from Cashburst could be.
If you feel our loans meet your needs and are looking for speed then Cashburst is a great place to apply for unsecured Cash Loans or Personal Loans.
Try our simple calculator now!
Loans from $500 – $5,000 with flexible repayments from 3 – 24 months.
Make repayments as early as the next business day, with no early repayment fees. You only pay interest for the time you borrow. Plus proven returning customers can enjoy even faster subsequent loans and lower interest rates may be offered.
Need an urgent cash loan to cover an unexpected expense? You could have cash in your bank account overnight on the same day of approval.
Our loans are designed to help bridge temporary financial gaps. Products with lower interest rates or for a more appropriate term may be available from other lenders. We encourage you to save interest on our loans by making early repayment (full or partial) at any time for no additional cost.
Our Loans are $500 – $5,000, usually over a 3-24 Month Term
AIR / APR (Annual Interest Rate) Our AIR goes up to 49.95% per annum. An Establishment fee of $125 applies. IMPLICATIONS OF NON PAYMENT: To avoid additional costs please repay your loan according to agreed terms, however where a non-payment (or other default) occurs the following applies; Default Fees: A fee of $10 applies to each missed or failed payment. A fee of $5 applies for each reminder letter. Other Costs: Any additional charges or costs are set out on our Cost of Borrowing section. Collection Practices: We undertake collection of our loans in accordance with legal requirements and industry standards and will promptly contact you should you miss a payment date. Credit Score Implications: A repaid loan should positively influence your credit score. However a missed payment, failed payment or unpaid loan is likely to negatively impact your credit score.
For information on Repayment Problems, Unforeseen Financial Hardship, Repayment Waiver, or Complaints, please refer to the Contacts page of our website or the terms of your loan agreement.
For contact details or information on our free independent disputes resolution scheme operator: Financial Dispute Resolution Service, refer to our Complaints page or visit www.fdrs.org.nz.
For contact details or information on independent confidential budgeting services or advice, refer to our External Resources page or visit www.moneytalks.co.nz.